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Insurance providers for low mileage Mk2 TT


Ben_Mark2 TT 3.2
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Hi,

I am about to buy a Mark2 TT 3.2.  It is a second car (just for fun) and I will do very few miles in it - perhaps 5k a year maximum.
Anyone know of any insurers that have a good reputation but are also good value for this kind of scenario?

Thanks

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Hello Mark,

Thanks for joining, and apologies for the delay in responding.

You can of course insure it with any company, but unless you have a ‘spare’ NCB, then you will have to start from zero bonus, since your everyday car will be using up the bonus earned on that. 
Possible alternative? Insure the car as a classic car with quite a choice of brokers to approach for quotes. However, it’s worth pointing out that the rule of thumb is that the car has to be a minimum of 20 years old. There can be exceptions to this. These policies usually don’t depend on, or earn a NCB, and mileage has to be restricted  - 5K would be reasonable limit - 3K limit is likely to be cheaper. The bonus of CC insurance is that you can usually agree a pay out value for the car in the event of it being a total loss. 
You could try the likes of Adrian Flux, Lancaster - and others found in a Google search for Classic Car Insurance. 

I was told there was a comparison website for such cover, but personally I wouldn’t bother with that. 

Perhaps you could let us know how you get on.

Kind regards,

Gareth. 

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