Agreed insurance valuation

[Timeserved]

Hi all, im after a agreed valuation for insurance purposes, Adrian Flux recommended that I obtain one via the Audi owners club.

Firstly have I posted in the correct area for this request? 

Thanks in advance 

[Magnet]

Welcome Parmy,

Is there something special about your 14 year old car that leads you to require Agreed Value on the policy? 
Is this your ‘daily driver’? 
Are you having a mileage restriction on the car?

[DAN@ADRIAN FLUX]

Hi.

If you wanted to PM me your details I'd be happy to take a look into this to see if we can get the agreed value sorted without the need for an officinal valuation.

Normally most of our agreed values can be completed with just 7 photographs of the vehicle and the completion of a vehicle condition report.

Regards,

Dan.

[Magnet]

Thanks Dan,

So you will offer Agreed value cover ( with mileage restrictions?) for less than 20 year old ‘daily drivers’ -? 

[Timeserved]

On 7/18/2025 at 7:58 PM, DAN@ADRIAN FLUX said:

Hi.

If you wanted to PM me your details I'd be happy to take a look into this to see if we can get the agreed value sorted without the need for an officinal valuation.

Normally most of our agreed values can be completed with just 7 photographs of the vehicle and the completion of a vehicle condition report.

Regards,

Dan.

Hi Dan, I have an agreed value policy in place now.  Will update photos etc once i pick my car back from the garage.

[Timeserved]

On 7/18/2025 at 6:46 PM, Magnet said:

Welcome Parmy,

Is there something special about your 14 year old car that leads you to require Agreed Value on the policy? 
Is this your ‘daily driver’? 
Are you having a mileage restriction on the car?

Hi Magnet,

I've recently had a complete engine rebuild at considerable cost.  All the big ticket items have been replaced etc.  Unfortunately the engine seized last year which required a complete rebuild starting with crankshaft, pistons, rods, block resleeving, etc all major components have been replaced and all plastic pipes etc, water pump,  aux pump, thermostat,  super charger bricks, complete set of new injectors, front seats reconditioned last year, its had in excess of 15k worth of work, so guess its because of my investment im seeking a higher agreed value.  It's also a very well spec'd car with just under 10k worth of manufacturer optional extras including the desirable rear sports diff, MRC Stage 2+ and custom exhaust system.  The car usually only covers around 2-3k miles per annum under my ownership.  This will be my forever car...it maybe getting on a little now but imo its got that build quality that Audis were known for before we ended up with big chunks of plastic everywhere. 

[Steve Q]

1 hour ago, Timeserved said:

Hi Magnet,

I've recently had a complete engine rebuild at considerable cost.  All the big ticket items have been replaced etc.  Unfortunately the engine seized last year which required a complete rebuild starting with crankshaft, pistons, rods, block resleeving, etc all major components have been replaced and all plastic pipes etc, water pump,  aux pump, thermostat,  super charger bricks, complete set of new injectors, front seats reconditioned last year, its had in excess of 15k worth of work, so guess its because of my investment im seeking a higher agreed value.  It's also a very well spec'd car with just under 10k worth of manufacturer optional extras including the desirable rear sports diff, MRC Stage 2+ and custom exhaust system.  The car usually only covers around 2-3k miles per annum under my ownership.  This will be my forever car...it maybe getting on a little now but imo its got that build quality that Audis were known for before we ended up with big chunks of plastic everywhere. 

This car looks stunning. Is it worth you trying a broker like performance direct? 

[Timeserved]

Thank you Steve!

I've insured with Adrian Flux again for this year.  Admiral were definitely cheaper by a large margin but they told me there book value for a vehicle like this was 8.2k I had to laugh that off, maybe for a base model that's been neglected but not this particular S4.  It has 11 stamps in the book direct from Audi and only missed recently because its been off the road for 14 months during the extensive works, alot of shop hrs have gone into this including cleaning of every mechanical part.

[Magnet]

Very impressive engine work Parmy, and overall a very nice example. Who is the actual insurance company who insure it for Adrian Flux?

Regards,

Gareth. 

[Steve Q]

37 minutes ago, Timeserved said:

Thank you Steve!

I've insured with Adrian Flux again for this year.  Admiral were definitely cheaper by a large margin but they told me there book value for a vehicle like this was 8.2k I had to laugh that off, maybe for a base model that's been neglected but not this particular S4.  It has 11 stamps in the book direct from Audi and only missed recently because its been off the road for 14 months during the extensive works, alot of shop hrs have gone into this including cleaning of every mechanical part.

You're most welcome, should give you many years of motoring enjoyment to come. Gives me inspiration to get my A6 sorted. Glad you got sorted with insurance. I see you're in Leicester like me 🙂 if you don't mind Me asking who did your engine rebuild? And interior work? 

[Timeserved]

2 hours ago, Magnet said:

Very impressive engine work Parmy, and overall a very nice example. Who is the actual insurance company who insure it for Adrian Flux?

Regards,

Gareth. 

Think they are called Highway and thankyou.

[Timeserved]

2 hours ago, Steve Q said:

You're most welcome, should give you many years of motoring enjoyment to come. Gives me inspiration to get my A6 sorted. Glad you got sorted with insurance. I see you're in Leicester like me 🙂 if you don't mind Me asking who did your engine rebuild? And interior work? 

Hi Steve, the interior work was done by a chap who does all of Tom Hartleys cars, based in Derby, so he's very good.  The garage that did my rebuild wouldn't normally undertake such a job due to time scales and how involved it would be.

It's been a struggle, there's still a few discussions to be had, its not been plain sailing, but hopefully these will get sorted.  I'm probably going to pick up the car this coming week so will know if she needs to go back in for anything soon.

I'm thinking an agreed value of 20k would not be unreasonable in light of all the work, the transmission was sorted when I purchased the car back in 2020 under warranty. 

[Timeserved]

Below is the optional extras list from Audi.

Optional extras        1. Equipment and design packages           -[4ZM] Black styling package              [WB3] Sound package              -[9VK] Bang & Olufsen sound system              [WB7] Technology package - High              -[UF7] Audi Music Interface (AMI)                -[7D5] DVD player                -[7T6] MMI navigation plus                -[8YQ] Radio system for MMI plus                -[QH1] Voice dialogue system              3. Wheels/tyres            [PQ6] 19x8.5J 5-segment-spoke alloys              -[F42] Alloy wheels 8.5J x 19                -[HL6] Tyres 255/35 R19 Y               -[7K6] Tyre pressure loss indicator            23. Suspensions/brakes           -[2H1] Audi drive select             -[1BL] Damper control             -[1N7] Dynamic steering             -[GH2] quattro / sports differential            10. Seats/seating comfort            [PV3] Electric fr seats, driver mem              -[3L4] Electric fr seats, driver mem             -[4A4] Heated front/rear seats              [PS6] S sports seat              -[Q4Q] S sports seats at front              11. Seat upholstery/leather trim           -[N1U] Silk Nappa emb. / fr Sp seats          12. Trim           -[5MK] Inlays, Carbon Atlas          19. Radio and TV systems           -[QV3] DAB digital radio          22. Assistance systems           -[UH2] Audi hill-hold assist             -[7X4] Audi parking system plus            6. Roof systems           -[3FE] Electric tilt/slide sunroof          16. Luggage securing and storage systems           -[QE1] Storage package             -[3X2] Through-load facility            7. Locking systems           -[4F2] Advanced key          5. Mirrors           -[6XL] Ext mir elec/fold/heat/dim/mem          8. Glass           -[3Y2] Rear window blind - electric

Colours        Interior Trim Colours - Seats/Dashboard/Carpet/Headliner           -[SP] spectral silver-black/black-black/black/black          Exterior colours (metallic)           -[2Y2Y] Glacier White, metallic

Uncategorized        -[8T1] Cruise control        -[9ZX] Phone prep-Bluetooth interface

[Steve Q]

Very nice, and thank you. I've found a guy who says he can rebuild mine. Got to source all the parts but as you know it's not cheap. Pistons £1k+, cams £400-500, turbo £600, injectors £600 etc. 

Please keep us posted on how you get on collecting it. 

Where abouts are you based? 

[Timeserved]

1 hour ago, Steve Q said:

Very nice, and thank you. I've found a guy who says he can rebuild mine. Got to source all the parts but as you know it's not cheap. Pistons £1k+, cams £400-500, turbo £600, injectors £600 etc. 

Please keep us posted on how you get on collecting it. 

Where abouts are you based? 

Leicester buddy, you?

[Steve Q]

20 minutes ago, Timeserved said:

Leicester buddy, you?

Same buddy. Where in Leicester are you based? 

[audia4b5kev]

steve i sent you message  with  link